[
{"messageType": "AReq", "messageVersion": "2.3.1", "threeDSServerTransID": "ad57f0bf-545e-4f18-98bf-7f98fa7d303e", "threeDSServerRefNumber": "3DS_LOA_SER_NSOF_020301_01042", "threeDSServerOperatorID": "MPIAESK0000553889", "threeDSServerURL": "https://amex3dt.link4.tech/3ds/rreq", "threeDSRequestorID": "MER", "threeDSRequestorName": "0300553889", "threeDSRequestorURL": "https://link4.tech", "threeDSRequestorAuthenticationInd": "04", "deviceChannel": "03", "messageCategory": "02", "acquirerBIN": "10345678901", "acquirerMerchantID": "0300553889", "mcc": "5999", "merchantCountryCode": "196", "merchantName": "LINK4TECH Test Merchant", "acctNumber": "375987000169735", "cardExpiryDate": "2212", "cardholderName": "3DS Card 9735", "acquirerCountryCode": "004", "acquirerCountryCodeSource": "01", "email": "9735@gmail.com", "homePhone": {"cc": "44", "subscriber": "1112229735"}, "mobilePhone": {"cc": "44", "subscriber": "1113339735"}, "workPhone": {"cc": "44", "subscriber": "1114449735"}, "purchaseAmount": "33200", "purchaseCurrency": "008", "purchaseExponent": "2", "purchaseDate": "20260924131859", "billAddrCity": "Manchester", "billAddrCountry": "826", "billAddrLine1": "First street address", "billAddrPostCode": "C1B2D3", "billAddrState": "ABE", "threeRIInd": "03", "recurringExpiry": "20301231", "recurringFrequency": "30", "recurringInd": {"amountInd": "01", "frequencyInd": "01"}}
,
{"dsTransID": "b4ec49b1-872e-462b-812a-6b48c5c0f229", "messageType": "Erro", "messageVersion": "2.3.1", "threeDSServerTransID": "ad57f0bf-545e-4f18-98bf-7f98fa7d303e", "errorCode": "201", "errorComponent": "D", "errorDescription": "Required Data Element Missing", "errorDetail": "recurringDate", "errorMessageType": "AReq"}
]